Drive Now · Pay Later
90 Days No Payments
No Credit Check · $0 Down · 5-Minute Approval
Get the tires or custom wheels your vehicle needs today and don't make your first payment for 90 days. No SIN, no credit check, no money out of pocket.
How 90 Days No Payments Works
Four steps between you and new tires or wheels — with nothing due until three months from now.
1. Apply in 5 minutes
Pick your closest branch below and fill in the short online application — vehicle info, driver's licence, insurance slip, ownership, and a void cheque or direct deposit form. No SIN, no credit check, ever.
2. Get approved same day
Your vehicle sets the limit, not your credit score. Vehicles 2012 or newer with under 200,000 km are typically approved for $5,000+. Approval is confirmed by email.
3. Drive now
Get your tires, wheels, or full package installed at any of our 5 GTA branches — or shipped FREE anywhere in Canada — with $0 out of pocket.
4. First payment in 90 days
Your first payment isn't due for 90 days. After that, pay weekly, bi-weekly, or monthly on an open loan — pay it off any time with zero penalties.
What You Need to Qualify
- Vehicle less than 10 years old
- Valid driver's licence
- Valid vehicle insurance slip
- Valid vehicle ownership
- Void cheque or direct deposit form
That's it — no pay stubs, no SIN, no credit bureau.
Apply Now — Pick Your Location
5-minute application. Same-day approval by email.
Want the full picture first? See our published financing rates and partner comparison.