DRIVE NOW, PAY LATER
No credit check required and flexible payment terms
REQUIREMENTS:
- Vehicle must be less than 10 years old
- Valid Drivers license
- Valid vehicle insurance slip
- Valid vehicle ownership
- Valid bank account void cheque or direct deposit form
Approval takes just 5 minutes
APPLY INSTANTLY FROM HOME OR WORK
BUY NOW, PAY LATER!
No credit check is necessary.
The vehicle dictates the credit limit. With a little current personal information, a valid driver's license, ownership, and void cheque or bank form consumers can be on their way with no out of pocket expense.
LIMITLESS TIRE finances wheel and tire packages, along with lift kits and lowering kits. We don't offer additional money or tie up credit worthiness by issuing 'lines of credit'. Our goal is to keep consumers vehicles moving and get them paid off as soon as possible.
All of this performed simply and quickly via internet. Approval is confirmed by a quick email, following the brief 'quote application'.
The 'quote' requires only the vehicle information and the price of the repair to prequalify a consumer for the loan. SIMPLE!
Our 5 Financing Partners — Full Monthly Rate Card
Every program below requires $0 down. We publish the rates on this page so you know what you're signing up for before you walk in. Rates are expressed monthly — multiply by 12 to compare to an APR.
| Lender | Credit Check | Down Payment | Monthly Rate | Best For |
|---|---|---|---|---|
| EasiFix | None | $0 | 1.5% / month | Lowest rate, fastest approval |
| AutoLoanIQ | None | $0 | 2.0% / month | Backup if EasiFix is unavailable |
| Pearl Financing | None | $0 | 2.5% / month | Higher limits / unique cases |
| Affirm | Soft pull | $0 | Varies by application (0–36% APR) | Short-term plans, build credit |
| Klarna | Soft pull | $0 | Varies by application (incl. 0% Pay-in-4) | Pay-in-4, no interest if on schedule |
Open Loans
Pay off any of these loans early with zero penalties. We never tie up your credit.
Why We Disclose
Most shops hide the rate until you're sitting across the desk. We publish it so you can shop with eyes open.
Want 0% Interest?
Use Klarna Pay-in-4 (no interest if paid on schedule) or ask about our seasonal 0% APR Event windows.
Rates current as of May 2026. EasiFix, AutoLoanIQ, and Pearl Financing rates are fixed monthly programs and do not vary by credit profile (no credit check is run). Affirm and Klarna are soft-pull partners and final APR is presented to you in their app before you accept.
FAQ
Most frequent questions and answers
Ready to Get Started?
Apply now or visit any of our GTA locations to discuss your financing options in person.