Drive Now, Pay Later
Tire & Wheel Financing in CanadaNo Credit Check · $0 Down · 5-Minute Approval
Finance tires, custom wheels, lift kits and more across the GTA with flexible weekly, bi-weekly or monthly payments — no credit check required.
Financing Requirements — What You Need to Qualify
- Vehicle must be less than 10 years old
- Valid Drivers license
- Valid vehicle insurance slip
- Valid vehicle ownership
- Valid bank account void cheque or direct deposit form
Approval takes just 5 minutes
Apply Online in 5 Minutes — Pick Your GTA Location
How Buy-Now-Pay-Later Tire Financing Works
No Credit Check Required
No credit check is necessary.
The vehicle dictates the credit limit. With a little current personal information, a valid driver's license, ownership, and void cheque or bank form consumers can be on their way with no out of pocket expense.
What You Can Finance
LIMITLESS TIRE finances wheel and tire packages, along with lift kits and lowering kits. We don't offer additional money or tie up credit worthiness by issuing 'lines of credit'. Our goal is to keep consumers vehicles moving and get them paid off as soon as possible.
How Fast Approval Works
All of this performed simply and quickly via internet. Approval is confirmed by a quick email, following the brief 'quote application'.
The 'quote' requires only the vehicle information and the price of the repair to prequalify a consumer for the loan. SIMPLE!
Our 5 Financing Partners & Monthly Rates
Every program below requires $0 down. We publish the rates on this page so you know what you're signing up for before you walk in. Rates are expressed monthly — multiply by 12 to compare to an APR.
| Lender | Credit Check | Down Payment | Monthly Rate | Best For |
|---|---|---|---|---|
| EasiFix | None | $0 | 1.5% / month | Lowest rate, fastest approval |
| AutoLoanIQ | None | $0 | 2.0% / month | Backup if EasiFix is unavailable |
| Pearl Financing | None | $0 | 2.5% / month | Higher limits / unique cases |
| Affirm | Soft pull | $0 | Varies by application (0–36% APR) | Short-term plans, build credit |
| Klarna | Soft pull | $0 | Varies by application (incl. 0% Pay-in-4) | Pay-in-4, no interest if on schedule |
Open Loans, No Prepayment Penalty
Pay off any of these loans early with zero penalties. We never tie up your credit.
Why We Publish Our Rates
Most shops hide the rate until you're sitting across the desk. We publish it so you can shop with eyes open.
How to Get 0% Interest
Use Klarna Pay-in-4 (no interest if paid on schedule) or ask about our seasonal 0% APR Event windows.
Rates current as of May 2026. EasiFix, AutoLoanIQ, and Pearl Financing rates are fixed monthly programs and do not vary by credit profile (no credit check is run). Affirm and Klarna are soft-pull partners and final APR is presented to you in their app before you accept.
Tire & Wheel Financing FAQ
Common questions about no credit check financing, rates, and approval
Ready to Finance Your Tires or Wheels?
Apply now or visit any of our GTA locations to discuss your financing options in person.